Stop Guessing. Learn How FCRA Claims Are Actually Built.
Information Is Not the Same as Strategy
Most People Learn the FCRA in Pieces. That Is Exactly Why They Miss the Claim.
They learn how to write a dispute letter without understanding what the dispute needs to establish.
They read reinvestigation results without comparing the response to the original reporting, supporting records, and statutory duties.
They find an arbitration provision without determining whether it is operative, enforceable, applicable to the parties, or subject to pre-filing requirements.
They collect screenshots and correspondence without building a usable chronology, damages record, or exhibit file.
Then they reach the pre-demand or arbitration stage and realize they never developed the foundation needed to support the argument they want to make.
The problem is not always a lack of information. The problem is that the information was never organized into a complete claim-development process.
The Complete Process
Learn to See the Entire Matter Before You Decide What Comes Next.
This mentorship will teach you how to slow the process down, identify the legally significant facts, recognize what evidence is missing, and understand how each decision affects the next stage.
Before
- Collecting random documents.
- Sending disputes without a defined evidentiary purpose.
- Confusing inaccurate reporting with automatic liability.
- Treating arbitration as an easy settlement shortcut.
- Reacting to motions and deadlines after they appear.
After
- ✓ Building a deliberate dispute record.
- ✓ Comparing reports, responses, contracts, and evidence.
- ✓ Separating facts, assumptions, arguments, and damages.
- ✓ Understanding the major stages of AAA consumer arbitration.
- ✓ Recognizing procedural concerns before they become emergencies.
You will not leave with a promise that every reporting problem is a viable case. You will leave with a stronger process for determining what deserves further investigation, what requires additional evidence, what may create risk, and when independent legal counsel is necessary.
The Claim Development Path
One Matter. Eight Weeks. Every Major Decision Point.
The mentorship follows one continuous claim-development path. Instead of teaching disconnected legal concepts, Brianna will show how information created at one stage can strengthen, weaken, or completely change the decisions made at the next stage.
The Eight-Week Experience
From the Credit File to the Arbitration Award
Your Program Experience
Eight Weeks of Live Instruction Supported by a Complete Working System
Live Primary Classes
Eight live sessions — one per week — led by Brianna Monay.
Program Orientation
Live orientation session before the cohort begins.
Q&A Sessions
Implementation and question-and-answer sessions scheduled by Consumer Law Academy.
Private Cohort Community
Access to the private community throughout the eight-week program.
12 Months of Recordings
Access to all class recordings and materials for one full year after the live period ends.
Frameworks & Working Tools
- FCRA claim-spotting framework
- Dispute-planning worksheet
- Reinvestigation comparison worksheet
- Contract and arbitration-clause review checklist
- Evidence-file and exhibit-index structure
- Damages-documentation checklist
- Educational pre-demand framework
- AAA consumer arbitration process map
- General deadline-tracking framework
- Motion and procedural issue-spotting worksheet
You are not paying for eight isolated classes. You are entering a guided process that connects the credit file, dispute, investigation, contract, evidence, negotiation, and arbitration procedure into one complete framework.
Brianna Monay
Civil-Litigation Paralegal & Consumer Law Educator
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Your Mentor
I Did Not Learn This Work From the Sidelines.
I am Brianna Monay, a civil-litigation paralegal and consumer-law educator with approximately ten years of legal experience and six years focused on FCRA and consumer-litigation matters.
My work has required me to look beyond the surface-level error. I have studied how disputes are developed, how evidence is organized, how contracts change the available forum, how weaknesses appear in a claim, and how procedural decisions affect the path toward resolution.
Over the years, I have taught thousands of consumers and professionals through Consumer Law Academy. But this mentorship is different. I am not giving you another collection of information to store in a portal. I am walking a small cohort through the analytical process behind the work.
This is my final live consumer-law mentorship before retiring from online mentorship. I am teaching the complete process once, with twenty-five people in the room.
"I am not teaching you to call every error a lawsuit. I am teaching you how to determine what the facts, evidence, contract, and procedure can actually support."
The Right Room Matters
This Is for People Prepared to Think Beyond the Template.
This mentorship may be appropriate for consumer advocates, paralegals, legal professionals, attorneys, experienced credit professionals, self-directed consumers, and consumer-law business owners who want a deeper understanding of claim development and arbitration procedure.
You May Be Ready If You Are Willing To
- Study the facts before choosing the argument.
- Complete assignments and organize documents.
- Receive honest feedback about weaknesses and missing evidence.
- Conduct independent research.
- Respect legal and professional boundaries.
- Take responsibility for your own deadlines and decisions.
- Consult licensed counsel when individual legal advice is required.
This Is Not the Program for You If You Want
- Legal representation.
- Private case management.
- Documents prepared or approved for filing.
- Guaranteed deletion, settlement, or damages.
- A shortcut around research and evidence development.
- Brianna to decide what you should file or whether you should accept a settlement.
- Permission to provide legal services unlawfully to other consumers.
The Investment
The Final Live Cohort
Paid in full after approval
- 25 total participants
- Application required
- Orientation September 29, 2026
- Live Wednesdays at 7:00 p.m. Eastern
- Twelve months of recording and material access
No payment is collected with the application.
About This Investment
This is a selective mentorship, not an open digital-course purchase. Every applicant is evaluated for alignment with the educational scope, readiness to participate, willingness to respect the program's boundaries, and ability to make the full investment.
Approval does not permanently reserve a seat. Enrollment is complete only after payment is received and the service agreement is signed.
Educational program only. Not legal advice. No guaranteed outcomes. Results depend on individual circumstances and effort.
What Happens Next
Application First. Payment After Approval.
Submit Your Application
Complete the private application covering your experience, goals, expectations, availability, and investment readiness.
Application Review
Your responses will be reviewed for alignment with the program's scope and participation requirements.
Interview if Requested
Some applicants may be invited to a brief fit interview before a final decision is issued.
Approval and Enrollment
Approved applicants receive the payment link and service agreement. A seat is secured after both are completed.
I Am Teaching This Live One Last Time.
For years, Consumer Law Academy has taught people how to understand the laws affecting their credit and consumer rights. This final mentorship goes deeper. It brings the entire process together — from identifying the reporting issue to understanding what happens when the matter reaches AAA arbitration.
Only twenty-five applicants will be accepted. Once the cohort is full or applications close, this live mentorship will not reopen.
Final Live Cohort | 25 Participants | $2,500 After Approval
Apply Now